Lending services provided by Truist Bank. All other trademarks are the property of their respective owners. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. Advertised rates and terms are subject to change without notice. Some additional conditions and limitations apply. Payment example: Monthly payments for a $25,000 loan at 4.98% APR with a term of 20 years would result in 240 monthly payments of $164.71. You may be required to verify income, identity and other stated application information. To obtain a loan, you must complete an application on which may affect your credit score. Rates without AutoPay are 0.50% points higher. AutoPay discount is only available when selected prior to loan funding. Your loan terms are not guaranteed and may vary based on loan purpose, length of loan, loan amount, credit history and payment method (AutoPay or Invoice). When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. This reduction will not be applied if AutoPay is not in effect. Receive a 0.25% APR reduction when you enroll in AutoPay.

Applications are subject to additional terms and conditions. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Your verifiable income must support your ability to repay your loan. Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness.

Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness.

To obtain a loan, you must submit additional documentation including an application that may affect your credit score. Rates will generally be higher for longer-term loans. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. For NY residents, rates range from 6.99%-24.74%. Rates range from 6.99% to 24.99% APR, and loan terms range from 36 to 72 months.

Your loan terms are not guaranteed and are subject to our verification of your identity and credit information.

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